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Instant Funding

Instant Funding

Based on Trustpilot

BOGO OFFERMy Photo
Established
Milos Mosovsky IconLewis Mansbridge
March 2024 IconJune 2022
United Kingdom IconUnited Kingdom
Platform
MT5 IconMT5Funded Trading Plus
MT4 IconMT4Funded Trading Plus
Crypto IconCTraderFunded Trading Plus
Group 1321314963 IconDX Trade
InstantFunded Trading Plus
1 StepFunded Trading Plus
2 StepFunded Trading Plus
3 Step

Select number of step

Firm

Discount

Size

Steps

Profit Split

Profit Target

Max Drawdown

Daily Drawdown

Commission

Leverage

Trust Pilot Rating

Cashback

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Instant Funding Company Overview

Instant Funding offers traders immediate access to capital. With account sizes from $1.25K to over $300K, traders enjoy up to 90% profit splits, competitive leverage (up to 1:100), and spreads as low as 0. Payouts are fast and bi-weekly, with clear drawdown limits and no time constraints or minimum trading days. Supporting platforms like MT4, MT5, and cTrader, and trusted by over 25,000 traders in 180+ countries, Instant Funding is built for experienced traders who want to start trading funded capital right away.

Instant Funding

Rules

Swaps

Overnight positions and weekend holding are allowed, but this does not mean the account is swap free.

Instant Funding offers swap free accounts at an additional cost.

Expert Advisors (EA’s)

Only EAs created by traders themselves are permitted.

Publicly available third-party EA’s, algorithms, or bots are not allowed.

Instant Funding encourages traders to develop unique strategies and experiment responsibly within platform guidelines. Only first-party automated tools are supported.

News Trading

Instant Funding has different rules on new trading.

Challenge accounts: Free news trading to test strategies in volatile markets.

Funded accounts: News trading requires the Major News Trading add-on for high-impact events.

News Restriction Window:

No trading ±4 minutes of major economic releases on affected instruments. This includes market order execution, pending limit orders, and take-profit/stop-loss triggers.

Support System for Violations:

  • ●​ Up to 2 warnings with net profit deductions for violations in challenge and funded accounts.
  • ●​ 3rd violation leads to account breach.
  • ●​ Profit adjustments from violations don’t affect daily drawdown limits but do affect overall drawdown.

News Guidelines:

  • ●​ Major news = high-impact red events from FX Factory or FX Street.
  • ●​ “All Day” red folder events excluded from restrictions.
  • ●​ News straddling/bracketing prohibited.​

Hedging

You may open simultaneous long and short positions on the same market within one account.

However, taking opposite positions on multiple accounts (e.g., long EURUSD on one account and short EURUSD on another) is prohibited and will result in account closure without refund.

High-Frequency Trading (HFT)

Instant Funding does not allow both manual and automated ultra-short trades.

Excessive trade frequency of trades under 60 seconds per hour may also trigger review and potential action to maintain fair trading.

HFT is defined as holding trades for 60 seconds or less.

Accounts

Instant (0-Step) Challenge:

Profit Target 1 IconProfit Target
5%
Daily Drawdown IconDaily Drawdown
0%
Drawdown IconMax Drawdown
10%
Profit Split IconProfit Split
80%

1-Step Challenge:

Profit Target 1 IconProfit Target
10%
Daily Drawdown IconDaily Drawdown
3%
Drawdown IconMax Drawdown
6%
Profit Split IconProfit Split
80%

2-Step Challenge:

Profit Target 1 IconProfit Target 1
10%
Profit Target 1 IconProfit Target 2
5%
Daily Drawdown IconDaily Drawdown
5%
Drawdown IconMax Drawdown
10%
Profit Split IconProfit Split
80%

Drawdown

Instant Funding drawdown is equity-based, with Smart Drawdown starting at 10% and adjusting to 5% after a 5% profit, while scaling resets the limit to 5% of the new balance.

Account TypeDaily DrawdownMax Drawdown
Instant Funding Challenge -One-Phase-10% (Smart Drawdown*)
Instant Funding Challenge - Two-Phase3%8% (Static Drawdown)
Instant Funding Challenge - Two-Phase 5%10% (Static Drawdown)

Smart Drawdown Explained:

1.​ Starting Out:
  • You begin with $10,000.
  • You’re allowed to lose up to $1,000 (10% of $10,000). So, if your account drops to $9,000, you hit the limit and can’t trade more.
  • This $1,000 loss limit stays until you make a 5% profit ($500, so your account reaches $10,500).
2.​ After Making a Profit:
  • Once your account hits $10,500 (5% profit), your loss limit shrinks to $500 (5% of the original $10,000).
  • Now, your account can’t drop below $9,500 (starting $10,000 minus $500). This limit stays forever unless you scale.
  • If you "scale" (get a bigger account, say $20,000), the loss limit becomes 5% of that new balance ($1,000), and so on.

Platforms

Match-Trader

Only platform available to US traders (and globally if requested); simple and efficient.

MetaTrader 5

Available globally; industry standard with advanced features.

cTrader

Available globally; modern platform with advanced order capabilities.

Conditions

Comission

Commission-free accounts have no commissions.

RAW Spreads accounts commission is as follows:

Forex IconFX pairs$5 commission
Gold Icon Metals, commodities$2 commission
Indices IconCrypto$1 commission
Indices IconIndices$2 commission

Leverage

Leverage (all account types)

Asset ClassWithout News Add-onWith Major News Trading Add-on
CurrenciesUp to 1:100Up to 1:30
CommoditiesUp to 1:20Up to 1:8
IndicesUp to 1:20Up to 1:10
CryptoUp to 1:2Up to 1:1

Restrictions

Afghanistan IconAfghanistan
Burundi IconBurundi
Central African Republic IconCentral African Republic
Cuba IconCuba
Democratic Republic of Congo IconDemocratic Republic of Congo
ER - Eritrea IconEritrea
GN - Guinea IconGuinea
GW - Guinea-Bissau IconGuinea-Bissau
Iran IconIran
Iraq IconIraq
Lebanon IconLebanon
Liberia IconLiberia
Libya IconLibya
Burma (Myanmar) IconMyanmar
North Korea IconNorth Korea
Papua New Guinea IconPapua New Guinea
Russia (Russian Federation) IconRussia
Somalia IconSomalia
South Sudan IconSouth Sudan
Sudan IconSudan
Syria IconSyria
Vietnam IconVietnam
VU - Vanuatu IconVanuatu
Venezuela IconVenezuela
Yemen IconYemen
Zimbabwe IconZimbabwe
Crimea IconCrimea
CG - Republic of the Congo IconCongo Republic

Discounts

Get the highest discount with Instant Funding and a free BOGO account (at payout) when you purchase with Propvator. You will receive an account of the same size from us for free + cashback after sending us your purchase receipt. T&C’s apply.