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FundingPips is a prop firm led by CEO Khaled Ayesh, based in the United Arab Emirates and launched in 2022. The firm offers Instant, 1 Step, and 2 Step challenges. Traders can access the markets through MT5, cTrader, and Match-Trader. The profit split reaches up to 100%, and accounts can scale to a maximum of $2,000,000.
Conditions
|
Assets
|
Instant | 1 Step | 2 Step |
Commissions
|
|---|---|---|---|---|
 Forex |
$5 | |||
 Gold |
$5 | |||
 Indices |
$0 | |||
 Crypto |
0.04% | |||
 Commodities |
$0 |
Rules
Swaps apply by default and are charged at the daily rollover. Triple swaps are applied on Wednesdays for forex and on Fridays for indices.
A swap free option is sold at checkout on MetaTrader 5 only. It raises commission from $5 to $10 per lot and lowers leverage, forex from 1:100 to 1:30 and metals from 1:30 to 1:10. Funding Pips does not publish its price.
Automated trading is allowed only where you own the strategy. Third party tools are permitted purely as trade or risk managers, not for full automation.
Full automation with a personal expert advisor requires proof of ownership: source code, version history, or explaining the logic on a call. A compiled file on its own is not accepted as proof.
On the paid models, holding through news is unrestricted during evaluation, though deliberately trading the news is prohibited. On a funded account, a trade opened or closed within 5 minutes of a high impact release has its profit removed, unless the trade was opened at least 5 hours before the event. The account is not closed.
On Instant (Zero) news trading is banned outright. No position may be opened, closed or held within 10 minutes either side of a release, and a violation breaches the account. Full detail on this page.
Weekend holding is allowed during evaluation. On funded accounts, open positions are closed automatically at Friday close, which is not treated as a breach.
On Instant (Zero), a position left open into the weekend terminates the account. Overnight holding is still allowed on that model. The full rule is on this page.
Hedging is prohibited and is listed as a forbidden strategy on every account type. Latency arbitrage and long short arbitrage are prohibited with it.
Coordinated hedging between accounts to guarantee one side is specifically called out in the terms. Detail on this page.
On the paid models the rule is measured per trade idea. If a single trade idea produces more than 60% of the profit target, four profitable days of at least 0.5% each must be logged before a payout can be requested.
Instant (Zero) uses a consistency score instead: the largest winning day must stay below 15% of total cumulative profit. Read the full rule on this page.
Copying between your own Funding Pips accounts is allowed. Copying trades in from an external source is banned, and so is copying between accounts owned by different people.
Account and IP consistency is enforced alongside this: the IP region must stay consistent, VPNs and VPS use are banned, and the payment card must be your own. Detail on this page.
High frequency trading is not allowed. The same clause covers latency arbitrage, tick scalping and gap trading.
Funding Pips does not publish a minimum trade duration, so there is no stated number of seconds a position must be held. Stop losses are not required, in evaluation or once funded. Maximum position size is 20 lots per click, and 1 lot per click on crypto.
Thirty consecutive days without a completed trade closes any account, evaluation or funded. There is no time limit on any phase of the paid models.
Funding Pips sells five models across five account sizes. Instant (Zero) funds on purchase. The paid evaluations are 1 Step (Flex), 2 Step (Standard), 2 Step (Flex) and 2 Step (Pro). Use the toggle to switch between them.
 Daily Drawdown | 3% |
 Max Drawdown | 5% |
 Profit Split | 95% |
There is no profit target. The 5% maximum loss trails the highest equity and locks at the starting balance once the account is 5% in profit. Combined floating loss cannot exceed 1% of the starting size. A reward needs 1% of account size and 7 profitable days of 0.25% or more per rolling 30 days.
 Profit Target 1 | 12% |
| Daily Drawdown | 3% |
| Max Drawdown | 12% |
| Profit Split | 85% |
The 12% maximum loss is static and does not move for the life of the account. There is no time limit and no minimum trading days. Leverage is 1:100 on forex.
| Profit Target 1 | 8% |
| Profit Target 2 | 5% |
| Daily Drawdown | 5% |
| Max Drawdown | 10% |
| Profit Split | 100% |
The 100% split is the monthly payout cycle. On 2 Step (Standard) the share is tied to how often you take payouts: 60% weekly, 80% bi-weekly, 90% on demand and 100% monthly. Minimum trading days are 3 per phase and the 10% maximum loss is static.
Two other 2 Step models are sold. 2 Step (Flex) targets 10% then 6%, with a 4% daily loss, a 12% static maximum loss and a split of 85% or 95% chosen at purchase. 2 Step (Pro) targets 6% then 6%, with a 3% daily loss, a 6% static maximum loss and an 80% split.
Every Funding Pips account carries a daily loss limit and a maximum loss limit. Breaching either one ends the account.
The daily loss limit is measured against the higher of the day's opening balance or opening equity, and it resets at 00:00 UTC+3. It is 3% on 1 Step (Flex), Instant (Zero) and 2 Step (Pro), 4% on 2 Step (Flex) and 5% on 2 Step (Standard).
The maximum loss limit is static on all four paid models, meaning it does not move for the life of the account. Only Instant (Zero) trails.
Example: on a $100,000 account, the limit trails your highest equity by 5%, so it sits at $95,000 at the start and rises with every new equity high. Once the account reaches 5% profit the limit locks at the $100,000 starting balance and stops trailing.
Instant (Zero) also caps combined floating loss at 1% of the starting size, so $1,000 on a $100,000 account.
Example: on a $100,000 account, the account breaches if equity or balance falls below $88,000. The level remains static even as the account grows.
Example: on a $100,000 account, the account breaches if equity or balance falls below $90,000. The level remains static even as the account grows.
Example: on a $100,000 account, the account breaches if equity or balance falls below $88,000. The daily limit on this model is 4%, the widest of the three 2 Step variants.
Example: on a $100,000 account, the account breaches if equity or balance falls below $94,000. This is the tightest maximum loss Funding Pips sells, paired with a 3% daily limit and a 6% then 6% target.
Separate from both loss limits, a cap on risk per trade idea applies once funded. Instant (Zero) uses 3% below $50K and 2% at $50K and above. 2 Step (Flex) uses 3% at $25K and 2% above $25K. On 1 Step (Flex), a 1% floating loss counts as a strike and four strikes close the account. 2 Step (Pro) has no cap; the rule was removed on that model.
On 2 Step (Standard) the firm publishes two versions of this rule, 3% under $50K and 2% above, and no cap at all. Treat the tighter figures as the safe assumption until Funding Pips reconciles the two.
Funding Pips runs on three platforms: MetaTrader 5, cTrader and Match-Trader. Availability depends on where you live, so the platform decision is partly made for you.
MetaTrader 5 is the default choice and the only platform that supports the swap free option at checkout. It does not support the United States or Canada.
cTrader is available on Funding Pips accounts but not to US residents or citizens. This is the one restriction Funding Pips applies by nationality rather than by residence alone.
Match-Trader is the option for the United States and Canada, where MetaTrader 5 and cTrader are unavailable. The swap free option is not offered on it.
Expert advisors and other automation are allowed on all three platforms, provided you can prove you own the strategy. Third party tools are permitted only as trade or risk managers. VPS use is banned, and the IP region on the account must stay consistent.
Position size limits are the same whichever platform you pick: 20 lots per click, and 1 lot per click on crypto.
Funding Pips calls its scaling plan Prime. It is listed on every model, including Instant (Zero), and the ceiling is $2,000,000 per account.
Each scale up adds 10% of the level size. The firm also describes the step as 10% of the starting size, which produces the same figure on the first level and a smaller one thereafter, so check the amount against your dashboard before planning around it.
Scaling applies to funded accounts. Funding Pips does not publish the performance conditions that trigger a step up, the waiting period between steps, or the number of steps allowed before the $2,000,000 ceiling is reached.
What is published is the cap on total capital. All active accounts, evaluation, funded and scaled, share a single allocation cap of $400,000. The $2,000,000 per account ceiling sits above that figure, and Funding Pips publishes both without reconciling them. For a fuller breakdown, see this page.
A scaled account is subject to the same rules as the account it grew out of: the static maximum loss of the model, the daily loss limit, and the 30 consecutive day inactivity limit. There is no time limit on the paid models, so the only clock is the inactivity one.
No. The paid models publish no time limit on any phase. The only clock is inactivity: 30 consecutive days without a completed trade closes the account.
Instant (Zero) funds immediately at a 95% split, but it runs a trailing 5% maximum loss and bans weekend holding and news trading outright. The four evaluation models all use a static maximum loss and no time limit, and differ mainly in target, drawdown and how the split is paid: 1 Step (Flex) at 12% target and 12% maximum loss, 2 Step (Standard) at 8% then 5% with 10%, 2 Step (Flex) at 10% then 6% with 12%, and 2 Step (Pro) at 6% then 6% with 6%.
On 2 Step (Standard) the split is tied to the payout cycle: 60% weekly, 80% bi-weekly, 90% on demand and 100% monthly. The longer you leave between payouts, the larger the share. On 2 Step (Flex) you choose 85% or 95% at purchase and it is then locked. Instant (Zero) pays 95%, 1 Step (Flex) pays 85% and 2 Step (Pro) pays 80%.
It depends on the model. 1 Step (Flex), 2 Step (Flex) and Instant (Zero) pay 14 calendar days after the first executed trade and then every 14 days; the 95% option on 2 Step (Flex) adds 3 profitable days. 2 Step (Pro) pays after 7 days and then every 7 days. 2 Step (Standard) pays 7 days after the first executed trade on the weekly cycle, and the frequency after that is yours to choose.
The minimum withdrawal is 1% of account size, or $500 for Rise and bank transfer. On 1 Step (Flex) and 2 Step (Standard) the registration fee is refunded on the 4th reward; on 2 Step (Flex), 2 Step (Pro) and Instant (Zero) it is not. Methods are covered on this page.
No maximum count is published. All active accounts, evaluation, funded and scaled, share a single allocation cap of $400,000.
If a single trade idea produces more than 60% of the profit target, four profitable days of at least 0.5% each must be logged before a payout can be requested. On Instant (Zero) the equivalent rule is a consistency score requiring that the largest winning day stays under 15% of total profit.
Yes. The free trial runs 14 days per phase, which is the one part of the Funding Pips range that does carry a time limit. Terms beyond the 14 days are not published.
Funding Pips restricts by country of residence and names Iran, Vietnam and the United Arab Emirates. Separately, cTrader itself is unavailable to US residents and citizens. Misrepresenting your country of residence, including by VPN, breaches the terms and is normally caught at identity verification or at the first payout.
The FundingPips discount code is available on this page. The live code sits in the banner at the top of the page and can be copied with one click. It is updated regularly to reflect the highest discount currently available, so the code shown is always the best active offer.
A purchase made through Propvator also includes a Buy One, Get One (BOGO) offer at payout and cashback on the purchase. In total, a trader receives a discount on the account through the code, a free account of the same size at payout, and cashback on what they spend. (T&Cs apply)
Yes. Funding Pips publishes a read only demo login, so you can open MetaTrader 5 and Match Trader and watch its real spreads, commissions and swaps before paying for anything. The server, login and password are on the Funding Pips demo account page.
Aggregated trader feedback puts Funding Pips at 4 out of 5, which reads as positive. The Funding Pips trader sentiment page breaks that down into payouts, trading conditions and customer support, and says what sits behind each score.
Each rule has its own guide rather than one long page, so you can read only the one that affects your strategy. The Funding Pips directory indexes all of them, from news trading and weekend holding to expert advisors, copy trading, drawdown and payouts.
