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Funded Trading Plus

Based on Trustpilot

Instant Funding Trading Rules

The rules that decide whether an Instant Funding account passes, stays funded or breaches. News and weekend trading depend on the program and on whether the add-on was bought at checkout.

Checked against Instant Funding on 29 July 2026

Targets & Loss Limits

Profit Target
Does not apply, 5% profit locks Smart Drawdown and unlocks payouts
Max Daily Loss
None
Max Overall Loss
10% of the starting balance, tightens to 5% after a 5% gain
Drawdown Type
Smart Drawdown, static on balance, fixed at 5% once the account gains 5%

Time

Minimum Trading Days
None
Maximum Time Limit
None
Inactivity Limit
60 days from purchase or from the last trade

Position & Risk

Max Risk per Trade
3% of the starting balance per trade idea
Max Lot Size
By asset class and size, 4 FX, 0.3 commodities, 2 indices, 1 crypto per $10,000
Max Open Positions
NA
Max Profit per Single Trade
NA
Leverage
1:100 currencies, 1:20 commodities and indices, 1:2 crypto, lower with the add-on

Trade Conduct

Minimum Trade Duration
None, profitable trades of 60 seconds or less count as HFT, breach on the 3rd
Stop Loss Required
NA
Consistency Rule
None
Weekend and Overnight Holding
Overnight allowed, weekend only with the news and weekend add-on
News Trading
Only with the Major News Trading add-on, otherwise 4 minutes either side

Strategy & Tools

Expert Advisors
Allowed if you built it yourself, public third party advisors are restricted
Copy Trading
Allowed between your own accounts only, copying other traders is banned
Hedging
Allowed within one account, banned across accounts
Martingale and Grid
Grid banned, martingale limited, repeated lot doubling after losses not allowed
Arbitrage, HFT and Latency
Not allowed, covers latency arbitrage, tick scalping, gap trading and toxic flow
Account and IP Consistency
Owner must trade the account, several traders on one IP treated as collusion

Payout & ScalingFunded account

Profit Split
80%, up to 90% with the add-on
First Payout
14 days after the first trade, Smart Drawdown must be locked in
Payout Frequency
Every 7 days after the first payout, following a new trade
Minimum Withdrawal
$25
Fee Refund
NA
Scaling Plan
Doubles at a 10% gain, 5% of the starting balance used, cap $1,280,000

Which rules actually end accounts

News trading is permitted only with the Major News Trading add-on on Instant (Instant Funding), Instant (Instant Funding GO), Instant (Instant Funding Clarity), 1 Step (One-Phase) and 2 Step (Two-Phase) at the funded stage. It is enabled by default on the Micro programs, Instant (IF1) and 1 Step (One-Phase Crypto). The restricted window is 4 minutes before and 4 minutes after a release.

By default all open positions are flattened before the weekend. Weekend holding requires the same add-on and must be selected at purchase, and it is enabled by default on both challenge phases and on all Micro products. Overnight holding is permitted across programs with no add-on.

Publicly available third party expert advisors, algorithms and bots are prohibited, so only an advisor you built yourself is allowed, and 1 Step (One-Phase Crypto) prohibits advisors outright. Copy trading is permitted only between accounts owned by the same person, and trading on behalf of anyone else is banned as account management.

Hedging within one account is allowed, including long and short at the same time on the same market. Taking opposite positions across multiple accounts is treated as cheating and closes the accounts without a refund, as is coordinated hedging between separate traders.

Worth checking before you buy

Instant Funding rules: common questions

Only with the Major News Trading add-on on Instant (Instant Funding), Instant (Instant Funding GO), Instant (Instant Funding Clarity), 1 Step (One-Phase) and 2 Step (Two-Phase) at the funded stage. It is on by default for the Micro programs, Instant (IF1) and 1 Step (One-Phase Crypto). The restricted window is 8 minutes in total around a release.