Futures
ForexCrypto
Based on Trustpilot
Every PipFarm evaluation and funded program, with account size, profit target, daily and maximum loss, profit split, commission, leverage and price after discount. PipFarm sells three challenge modes, Classic, Endurance and Consistency, each available as 1 Step or 2 Step, plus three Instant accounts that fund on purchase.
Checked against PipFarm on 28 July 2026
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Instant accounts fund on purchase and come in three variants, each defined by how its maximum loss behaves: Instant (EOD Trailing) at 4%, updated once a day at the close; Instant (Equity Trailing) at 6%, following equity in real time; and Instant (Payout Trailing) at 5%, which shrinks with each payout until it locks at the starting balance. All three need 5 winning days and a 6% gain before a payout.
The three modes differ in what they ask of you rather than in how many phases they have. Classic requires 3 trading days per stage, where a trading day is any day a position was closed. Endurance requires 3 profitable days per stage, a profitable day being one that closes at least 0.5% of the starting balance up on the previous end of day figure. Consistency drops the minimum days entirely and instead caps any single day at 35% of total profit.
Profit targets are 12% on every 1 Step account. On 2 Step they are 9% then 6% for Classic, 8% then 5% for Endurance, and 6% then 6% for Consistency.
Daily loss is 3%, measured against the higher of the previous day's closing balance or equity, and rising to 4% at Rank 4. Maximum loss is 9% on trailing 1 Step and on Classic 2 Step, 6% on static 1 Step, and 8% on Endurance and Consistency 2 Step. A trailing limit follows the highest closed balance the account has reached, so intraday swings and open positions do not move it.
Profit split starts at 70% and rises with the Experience Program rank to 99% at Rank 6. Commission is $6 per round turn lot on forex and metals at base rank, falling to $0 at Rank 6, and indices, crypto and energies carry no commission at any rank.
Classic asks for 3 trading days per stage with no profitability requirement. Endurance asks for 3 profitable days, each at least 0.5% of the starting balance. Consistency has no minimum days but requires that no single day accounts for more than 35% of total profit. The mode that fits how you already trade is the one that costs you least in practice.
A static limit is a fixed percentage of the starting balance and does not move. A trailing limit follows the highest closed balance the account has recorded, which means it rises as the account grows and does not fall back. PipFarm's trailing limits use closed balance, so open positions and intraday equity swings do not move the level.
A way to pay for a challenge from your first payout instead of upfront. A small admission fee starts the challenge, then a fee of 1.0% to 3.0% of the starting balance is deducted from the first payout only. Pay with Profits accounts run a 10% static maximum loss and a 5% daily loss, and the profit share is set by risk tier from 50% to 90%.
Up to 5 simulated funded accounts totalling $300,000, and separately up to 3 Instant accounts totalling $300,000. The two allocations run independently. Challenges themselves are not limited. Capital gained through scaling sits outside these caps.
Challenges bought on or after 9 April 2026 run 90 days per stage, extendable to 180 or 360 days with the Extended Time Limit add-on chosen at checkout. The timer resets when you move to a new stage. Accounts must also close at least one trade every 28 days to stay active.
Instant (EOD Trailing) allows 4% and only updates the level once a day at the close, so intraday moves do not tighten it. Instant (Equity Trailing) allows 6% but follows equity in real time. Instant (Payout Trailing) allows 5% and reduces that allowance dollar for dollar with each payout until it locks at the starting balance.
The evaluation is replaced with a simulated funded account on the same terms. Payouts run on a 30 day cycle by default, or 14 or 7 days with the relevant add-on, and the first payout is capped at 6% of gross profit with the cap rising on each subsequent payout.
