Does PipFarm charge commission?

Yes on forex and metals, at $6 per round turn lot at base rank, falling to $0 at Rank 6. Indices, cryptocurrencies and energies are commission free at every rank.

Are PipFarm accounts swap free?

Not as standard. Swaps are charged at 22:00 GMT, with triple swaps on Wednesdays for forex and metals and Fridays for indices and energies. Swap free is available as a paid add-on at 10% of the challenge fee, which replaces swaps with a fixed daily admin fee after a 3 day grace period.

Which platform does PipFarm use?

cTrader only, on Windows, Mac, web, iOS and Android. MetaTrader is not offered.

Which assets can I trade?

Forex, precious metals, indices, cryptocurrencies and energies. PipFarm publishes 60 or more forex pairs, 4 metals, 14 indices, 5 cryptocurrencies and 3 energy instruments.

PipFarm Trading Conditions

Leverage, commission and available assets on PipFarm accounts. PipFarm runs on cTrader and applies leverage dynamically by exposure, so the figure that applies depends on position size as well as asset class.

Checked against PipFarm on 28 July 2026

Add-ons

PipFarm sells add-ons at checkout, priced as a percentage of the base challenge fee before any discount code. Two of the add-ons traders most often look for do not exist here: leverage cannot be bought, and commission is reduced by rank rather than purchased.

Higher leverageNot sold. Leverage is set by the exposure table and by account type.
Lower commissionNot sold. Commission falls with Experience Program rank, from $6 per round turn lot to $0 at Rank 6.
Swap free10% of the challenge fee. Replaces swaps with a fixed daily admin fee after a 3 day grace period. Checkout only.
Extra max loss15%. Adds 1 percentage point to the maximum loss for the life of the account.
Extra daily loss10%. Adds 1 percentage point to the daily loss limit.
Extended time limit5% for 180 days or 10% for 360 days, in place of the 90 day default. Checkout only.
Extra profit share20%. Adds 10 percentage points to the profit share at every rank.
Faster payoutsMoves the 30 day payout cycle to 14 days or 7 days.
Skip minimum trading days10%. Removes the 3 trading day minimum. Classic mode only.
Challenge fee refund10%. Returns the discounted challenge fee as withdrawable profit once the funded account is created. Not available on Instant.

What these conditions mean in practice

Leverage is tiered by exposure rather than fixed. On challenge accounts forex is 1:30 up to $5m of exposure, then 1:15, then 1:10 above $10m. Precious metals start at 1:20, indices at 1:20, oil at 1:20 and crypto at 1:2, each stepping down as exposure rises. Funded and Instant accounts use a slightly tighter table for metals and oil.

Commission is $6 per round turn lot on forex and metals at base rank and falls to $0 at Rank 6 of the Experience Program. Indices, cryptocurrencies and energies are commission free at every rank.

Accounts are not swap free as standard. Swaps are charged at 22:00 GMT, or 21:00 GMT during US daylight saving, with triple swaps on Wednesdays for forex and metals and on Fridays for indices and energies.

Reading the table

Leverage falls as exposure rises, so the headline 1:30 on forex applies up to $5m of exposure rather than to every position.
Commission and profit split both improve with rank rather than with payment, which favours traders who stay with the firm.
Swap free is a paid add-on and cannot be added after purchase, so it has to be decided at checkout.