Can I hold over the weekend?

Yes, on all programs, with swaps applying. The firm warns that weekend gaps can breach an account on reopening, and crypto cannot be traded at weekends even though positions can be held.

Are expert advisors allowed?

Only if you own the strategy. Advisors you built, and AI generated strategies you created, adjusted and tested yourself, are allowed. Commercial or free advisors made by someone else, public bots and black box systems are prohibited.

Is copy trading allowed?

No. Copying from a signal provider, another trader, a Telegram or Discord channel, or a mentor is prohibited, and so is allowing anyone else to trade your account. The firm states this circumvents its allocation and risk limits.

What is the consistency rule?

3 Step (StartTrader) caps a single day at 40% of the profit target, tightening to 1% of starting balance on the funded account. On other programs consistency is discretionary and applied after repeated warnings, capping a single day at 40% of the payout cycle profit.

What happens on a breach?

Fintokei escalates: a warning and a request to change approach, then consistency rules, then restriction or breach, then a platform block in severe cases. Breaching a drawdown limit fails that account immediately, without waiting for the end of the day.

Fintokei Trading Rules

The rules that decide whether a Fintokei account passes, stays funded or breaches. Fintokei applies a graduated system, where poor practice tends to trigger restrictions before it ends the account.

Checked against Fintokei on 29 July 2026

Account Type

Targets & Loss Limits

Profit Target: 6% in a single phase
Max Daily Loss: 2% of end of day equity, snapshot at midnight UTC
Max Overall Loss: 3% of the starting balance, breached on equity
Drawdown Type: Static maximum loss from starting balance, daily limit trails equity

Time

Minimum Trading Days: 3, or 5 if the account was bought before 15 July 2026
Maximum Time Limit: 60 trading days in evaluation, none once funded
Inactivity Limit: 30 days without a trade

Position & Risk

Max Risk per Trade: 3% on open trades, warning not breach, 1% under consistency rules
Max Lot Size: Capped per instrument as a max order size, 1000 lots gold, 40 Brent
Max Open Positions: 200 open or pending orders at once
Max Profit per Single Trade: No single trade idea may reach the whole profit target
Leverage: 1:25 forex, gold and silver, 1:20 indices, 1:10 the rest, 1:2 bitcoin

Trade Conduct

Minimum Trade Duration: None, but trades under 10 seconds count as prohibited tick scalping
Stop Loss Required: No, only if consistency rules are applied to the account
Consistency Rule: Max 3% of the starting balance from one day, evaluation phase only
Weekend and Overnight Holding: Allowed, swap free, no trading over the weekend
News Trading: Allowed, may be restricted if consistency rules are applied

Strategy & Tools

Expert Advisors: Allowed, own strategy only, commercial and public bots banned
Copy Trading: Banned from others, copying your own trades across platforms allowed
Hedging: Allowed within one account, banned across accounts or traders
Martingale and Grid: Martingale and averaging allowed since July 2025, grid not published
Arbitrage, HFT and Latency: Not allowed, covers latency arbitrage, tick scalping and HFT
Account and IP Consistency: One profile per person, no shared device, no IP masking, own payments

Payout & ScalingFunded account

Profit Split: 90%, up to 100% with a loyalty tier boost
First Payout: 14 days after the first trade, plus 3% minimum profit
Payout Frequency: Every 14 days, each payout needs 3% profit on the starting balance
Minimum Withdrawal: 3% of the starting balance, for example $150 on a $5,000 account
Fee Refund: None, refunds only within 14 days and before the account is used
Scaling Plan: Up to 25% larger funded account by loyalty tier, $200,000 cap

Fintokei Weekend Holding Rule Fintokei News Trading Rule Fintokei Consistency Rule Fintokei Copy Trading Rule Fintokei Hedging Rule

Which rules actually end accounts

News trading is allowed, and 2 Step (ProTrader Swing) is marketed specifically for it. It can, however, be restricted on an individual account as part of the consistency measures.

Automated trading is allowed only where you own the strategy. Custom advisors you built, and strategies you created and tested yourself, are permitted. Commercial or free advisors written by someone else, public bots and black box systems are not.

Copy trading is prohibited outright, including copying from signal providers, mentors or social channels, and so is letting anyone else trade your account.

Hedging is allowed within one account and prohibited across accounts, whether those accounts are at Fintokei or elsewhere, and whether they belong to one trader or several.

Worth checking before you buy

Breaching the 3% cap on open trade risk does not end the account, it triggers a warning and can lead to consistency restrictions.
Consistency rules are applied as a safety layer rather than a fixed rule, and can cut leverage, cap daily profit at 1% and force stop losses.
Martingale and aggressive averaging are permitted, though the firm says it does not recommend them.

Fintokei rules: common questions

Yes. Traders may trade before, during or after periods of high volatility caused by news. 2 Step (ProTrader Swing) is marketed for exactly that. News trading can be restricted on an individual account if consistency rules are applied.

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