Futures
ForexCrypto
Based on Trustpilot
Every Fintokei evaluation and funded program, with account size, profit target, daily and maximum loss, profit split, commission, leverage and price after discount. Fintokei sells 3 Step (StartTrader) over three phases, 1 Step (SwiftTrader) over one, and 2 Step (ProTrader) and 2 Step (ProTrader Swing) over two.
Checked against Fintokei on 29 July 2026
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Targets are 2% then 3% then 6% on 3 Step (StartTrader), 6% on 1 Step (SwiftTrader), and 8% then 6% on both 2 Step (ProTrader) and 2 Step (ProTrader Swing). There is no instant funding program.
The daily loss limit is anchored to an end of day equity snapshot taken at midnight UTC and trails upward as the account grows, so a profitable day raises the floor for the next one. 2 Step (ProTrader Swing) is the exception and uses end of day balance instead.
The maximum loss limit is static, measured from the starting balance, and is breached on equity: 6% on 3 Step (StartTrader), 3% on 1 Step (SwiftTrader) and 10% on 2 Step (ProTrader) and 2 Step (ProTrader Swing). All accounts also cap risk on open trades at 3%.
2 Step (ProTrader) and 2 Step (ProTrader Swing) have no time limit. 3 Step (StartTrader) allows 180 days per phase. Every account requires 3 separate trading days, and closes after 30 days without a trade.
3 Step (StartTrader) is the entry program, three phases with low targets and a 180 day limit per phase. 1 Step (SwiftTrader) is a single phase with a tight 3% maximum loss. 2 Step (ProTrader) carries the largest accounts and the highest leverage, with no time limit.
It is measured against an end of day equity snapshot taken at midnight UTC and resets daily. Because the snapshot rises with profit, the floor trails upward. 2 Step (ProTrader Swing) uses end of day balance instead, which excludes open trades.
Not on 2 Step (ProTrader) or 2 Step (ProTrader Swing). 3 Step (StartTrader) allows 180 days per phase. Every account closes after 30 days without a closed trade.
On 3 Step (StartTrader) the split ranges from 50% to 100% and is recalculated after each payout based on trading days, leverage management, number of completed payouts and consistency.
No maximum count is published, but combined funded allocation is capped at $400,000 across 2 Step (ProTrader) and 2 Step (ProTrader Swing), $200,000 on 1 Step (SwiftTrader) and $100,000 on 3 Step (StartTrader). A maximum of 200 open or pending orders applies.
