Are Fintokei accounts swap free?

Fintokei publishes no swap free or Islamic account option, either as standard or as an add-on. Swaps are charged on overnight positions and tripled on Wednesdays for forex and metals.

Which platforms can I use?

MetaTrader 5, cTrader and TradingView. Leverage and conditions are identical across platforms.

Fintokei

Based on Trustpilot

Fintokei Trading Conditions

Q: Does Fintokei charge commission?

Yes on forex, at $3 each way or $6 per round turn lot, and $6 per lot on metals. Indices have been commission free since August 2025 and crypto carries no commission.

Leverage, commission and available assets on Fintokei accounts. Leverage is set by program, with 2 Step (ProTrader) carrying roughly four times the forex leverage of the entry programs.

Checked against Fintokei on 29 July 2026

Add-ons

Fintokei does not sell checkout add-ons. The pricing page states the one time fee is the only cost, with no hidden fees. Upgrades come from the loyalty program instead, earned through experience points rather than bought.

Higher leverageNot sold. Leverage is fixed by program.
Lower commissionNot sold. Indices and crypto are commission free by default.
Swap freeNot published in any form, neither as standard nor as an add-on.
Profit split boostNot sold. Earned free through loyalty tiers, up to 100%, and applies only to newly purchased accounts.
Drawdown increaseNot sold. Earned free through loyalty tiers as a daily and maximum loss increase.

What these conditions mean in practice

2 Step (ProTrader) and 2 Step (ProTrader Swing) run 1:100 on forex and on gold and silver, 1:50 on indices and 1:20 on energies. 1 Step (SwiftTrader) and 3 Step (StartTrader) run 1:25 on forex and metals, 1:20 on indices and 1:10 on energies. Bitcoin is 1:2 and every other crypto 1:1 on all accounts.

Commission is $3 each way on forex, so $6 per round turn lot, and $6 per lot on metals. Indices have been commission free since August 2025, and crypto carries no commission.

Swaps are charged on overnight positions, tripled on Wednesdays for forex and metals and on Fridays for other symbols. Fintokei does not publish a swap free or Islamic account option.

Reading the table

Leverage is cut to 1:10 on forex and 1:5 elsewhere if consistency rules are applied to the account.
Only CFDs are offered. There are no futures and no stocks.
Platforms are MetaTrader 5, cTrader and TradingView, with MetaTrader 4 listed in the help centre but not on the product pages.