Fintokei has been rolling out a series of six powerful upgrades that are reshaping the way traders experience prop firm challenges. These game changing updates are designed to give traders more freedom, faster payouts, and unique advantages not found anywhere else. If you’ve been following along, you know we’ve already seen some incredible enhancements. Now, the fourth upgrade has just landed…. and it’s all about speed and rewards!
| Gamechanger Upgrade | Summary |
|---|---|
| Week I (July 28) | Removed “3 profitable days” rule + allowed Martingale & aggressive averaging strategies. |
| Week II (Aug 4) | Introduced instant payouts with auto-approval in seconds and funds arriving in hours. |
| Week III (Aug 11) | Zero commissions on indices and crude oil + smaller contract sizes for more flexible trading. |
| Week IV (Aug 18) | SwiftTrader upgraded: 100% profit share, static max loss, faster payouts, and fee reimbursement. |
| Week V (Aug 25) | Launch of ProTrader Swing: balance-based daily loss limit, 3% max open risk, high leverage, and news trading allowed. |
Gamechanger #1 (July 28)
No More “3 Profitable Days” Rule
Until now, traders in Fintokei’s ProTrader program had to close at least three separate profitable days (each over 0.5%) just to qualify for a payout or pass a challenge. That rule? Gone.
In theory, it was meant to promote consistency, but in practice, it just forced traders into risky setups they wouldn’t normally take. Fintokei listened to their community and adjusted their rules. Now, one solid trading day can be enough to prove your skill. The focus is where it should be: on performance, not checkboxes.
Martingale & Aggressive Averaging No Longer Banned
This one’s bold.
Fintokei just removed Martingale and aggressive averaging from their list of prohibited strategies. You read that right. High-risk trading styles are officially allowed, as long as you stay within risk limits.
For traders with a strong system and nerves of steel, this opens the door to more flexibility -> more edge -> more reward.
Gamechanger #2 (August 4)
Instant Payouts
The second Gamechanger upgrade just dropped and this one’s for those who’ve made it to payout.
No more waiting. No more anxiety. Fintokei now offers instant payouts, and it goes like this:
- You click the withdrawal button.
- Auto-approval hits in seconds (record: 2.8 seconds).
- Your funds are deducted, but your account stays active. Keep trading if you want.
- Payout is processed and arrives within 3 to 5 hours (depending on your bank).
At Fintokei, a payout should feel like magic you earned it!
Gamechanger #3 (August 11)
Zero Commissions on Stocks and Indices & Crude Oil
Third upgrade, and it’s a money-saver. If you trade indices or oil, this one’s for you.
Cheaper trading: Prior to this week, every lot cost you $6 in commissions. Now? Zero.
More positions with smaller contracts: Contract sizes for indices and oil have also been reduced. Lower nominal value → less margin required → more trades possible on the same account.
Better challenge performance: Zero fees + smaller contracts = more opportunities to pass your challenge and hit payouts faster.
Heads up! Old symbols for indices and oil are being retired. Close positions on the old versions by August 14 or Fintokei will auto-close them on August 15.
This isn’t just about saving a few bucks, it’s about giving traders a more flexible, cost-efficient setup to scale faster.
Gamechanger #4 (August 18)
100% profits and the fastest way to payout? The upgraded SwiftTrader is here!
The fourth of our six game-changing upgrades has arrived, and SwiftTrader just got a major boost. The result? The fastest program to take home 100% of your profits, in record time
Key Updates
100% performance reward: Everything you earn is yours. Just hit a minimum 3% profit to qualify for each payout. Then withdraw once every 14 days. Best of all, payouts are approved instantly. No waiting, no background checks, just click and keep trading.
Static max loss limit changed: The max loss limit (−6%) is calculated from your initial account size only. Once you’re in profit, your cushion stays fixed. Unlike trailing loss rules, your gains won’t move the stop line against you.
Shortest path to payout: Only one evaluation phase, 10% profit target, and a minimum of 5 trading days. Compared to StartTrader (11% target) and ProTrader (14% target), SwiftTrader gets you to your funded account faster.
Fee reimbursement with first payout: Earn your first payout, and your challenge fee comes right back. From then on, you’re trading cost-free.
Why the Static Max Loss Limit is a Win
- Your loss limit doesn’t trail your profits.
- After a few winning trades, you gain breathing space.
- Easier trade planning without the stress of sudden trailing cuts.
Click here to learn more about drawdown models.
SwiftTrader Specs After the Upgrade
- Profit target (phase 1): 10%
- Min. completion time: 5 days
- Max. completion time: No limit (min. 1 trade/month)
- Daily loss limit: −3% (EOD equity)
- Max loss limit: −6% (static)
- Performance reward ratio: 100%
- Payout frequency: Every 14 days
- Min. profit for payout: 3%
- Leverage: 1:25 FX, gold, silver; 1:20 indices; 1:10 others
Note: New SwiftTrader specs, including 100% profit payout, apply only to SwiftTrader programs purchased from Aug 18 at 13:00 onward. Purchases before this date follow the previous rules.
Gamechanger #5 (August 25)
ProTrader Swing – Built for Swing & Position Traders
The fifth game-changing upgrade is here and it’s tailor-made for swing and position traders.
Introducing ProTrader Swing, a program that gives you more breathing room for long-term setups, a balance-based daily loss limit, and even news trading freedom.
Best part? It costs the same as the standard ProTrader.
Why ProTrader Swing Stands Out
- Open trades don’t affect your daily loss limit: Daily loss is calculated from balance, not equity, so floating positions won’t knock you out. You can hold through pullbacks, ride trends from start to finish, and trade with confidence.
- No extra fees for swing traders: At Fintokei, swing traders aren’t penalized. No higher fees compared to intraday or scalpers. Fair and simple.
- High leverage:
1:100 on Forex, Gold, Silver
1:50 on Indices
1:20 on Others - News trading is allowed
Risk management reminder: ProTrader Swing has a maximum 3% allowed risk on open trades. This doesn’t mean you’re limited by floating losses (that’s handled by the daily loss rule), but rather by potential risk exposure. It protects accounts from oversized trades and pushes traders to plan responsibly.
ProTrader Swing Specs
- Account size: $50,000
- Profit target (Phase 1): 8%
- Profit target (Phase 2): 6%
- Min. time limit: 3 days
- Max. time limit: None
- Daily loss limit: 5% (EOD balance)
- Overall loss limit: 10%
- Max risk on open trades: 3%
- Performance reward ratio: 80%
- Payout frequency: Every 14 days
Pilot Program – ProTrader Swing 50k
Right now, ProTrader Swing is running as a pilot program. If traders love it, it stays for good. So if you’re a swing trader, now’s the perfect chance to prove this program deserves a permanent spot.
Ready to swing? Visit Fintokei and grab their latest challenge here.
Next Upgrade: (Week commencing September 1)
Why Choose Fintokei
✅ Freedom to trade your way: including Martingale, aggressive averaging, and EAs
✅ Faster path to payouts: instant approvals, 14-day payout cycle, and 100% profit share
✅ More forgiving risk rules: static max loss and no trailing drawdowns
✅ Lower trading costs: zero commissions on stocks, indices, and crude oil
✅ True scalability: no payout cap (record: $132,000 already paid out)
With fewer restrictions, instant withdrawals, zero commissions, and the fastest path to payouts in the industry, Fintokei is changing the prop firm game in your favor.
Ready to Get Started?
If you’ve been waiting for a prop firm that actually listens to its traders, Fintokei might just be that firm.
We’re half way there! 3 more upgrades are coming and you don’t want to miss out.
Use code PROPVATOR for 12.5% off your Fintokei challenge + Receive a Free BOGO account on your first challenge.