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In this Instant Funding review, we cover the key aspects of the firm under the following sections:
- Overview
- Funding & Payouts
- Trading Conditions
- Dashboard & Platform
- Rules & Objectives
- Customer Service
- Reviews & Reputation
1. Overview
Year Founded
Instant Funding was established in 2022 by Acello Ltd, a UK-based firm.
Headquarters
London, United Kingdom.
Types of Accounts Offered
Instant Funding offers the following account types:
- Instant Account
- 1 Step Account
- 2 Step Account
The full breakdown of account types and targets can be found on the company page at propvator.com/instant-funding.
2. Funding & Payouts
Funding Process
Instant accounts are live within 10 minutes of signup. Challenge accounts (1-Step or 2-Step) require meeting targets before funding.
Profit Split
The profit split is standard at 80% to traders and 20% to the firm, and it can be upgraded to 90% with add-ons.
Payout Limits
The minimum payout is around $50–$100 depending on the processor, while the maximum payout has no hard cap and depends on account size and profits.
Payout Speed
Payouts are weekly by default, with on-demand payouts available through add-ons, and no fees are charged by the firm.
Payout Requirements
Traders must respect drawdown rules and avoid restricted strategies, with challenge accounts typically requiring at least 10 trading days before the first payout, while instant accounts may allow payouts after just one profitable week.
3. Trading Conditions
Leverage
| Asset | Instant | 1 Step | 2 Step |
|---|---|---|---|
| FX | 1:100 | 1:100 | 1:100 |
| Metals | 1:20 | 1:20 | 1:20 |
| Indices | 1:20 | 1:20 | 1:20 |
| Energy | 1:20 | 1:20 | 1:20 |
| Crypto | 1:2 | 1:2 | 1:2 |
Commissions
| Asset | Commission |
|---|---|
| Forex | $0 ($2 Raw Spreads) |
| Gold | $0 ($2 Raw Spreads) |
| Indices | $0 ($2 Raw Spreads) |
| Crypto | $0 ($2 Raw Spreads) |
Position & Holding Rules
Add-ons allow weekend holding and news trading, while without add-ons restrictions apply to high-impact news events and weekend positions.
Platform Compatibility
- MT5
- cTrader
- Match-Trader
- DXTrade
- TradeLocker
4. Dashboard & Platform
The trader dashboard is designed for clarity, giving quick access to account stats, payouts, and rules, with most reviewers highlighting its simplicity compared to competitors.
It includes performance tracking features such as equity and balance monitoring, profit/loss stats, drawdown tracking, and optional leaderboards.
For account management, traders can upgrade to higher accounts or add scaling features directly from the dashboard, and manage add-ons such as news trading permissions in the account settings.
5. Rules & Objectives
Daily Drawdown Limits
- Instant Account: 5–6%
- 1 Step Account: 3%
- Two Step Account: 5%
Overall Drawdown
- Instant Account: 6–10% (depending on account size)
- 1 Step Account: 8%
- 2 Step Account: 10%
Position Sizing Restrictions
There is no maximum trade size cap as long as trades remain within the leverage rules, but overleveraging can result in account breaches.
Trading Session Limits
There are no restrictions on session timing, but news trading and weekend holding are only allowed with add-ons.
6. Customer Service
Support Channels
Support is available via live chat on the website, email, and the firm is also active on Discord, Telegram, and social media.
Response Times
- Live chat: Often within 5–10 minutes during UK business hours.
- Email: Within 24 hours.
- Community channels: Moderators often provide quick support.
7. Reviews & Reputation
The summary is based on Trustpilot and reflects overall customer feedback, with the understanding that not all reviews may be genuine, whether positive or negative.
Our approach has been to take an average of all reviews and identify common patterns.
Some negative reviews may not directly relate to the company’s integrity but can still provide useful insight into areas where traders struggled, helping you prepare better as a potential trader.
Positive Reviews Focus On
- Transparent rules
- Fair profit splits
- Flexible add-ons
- Fast payouts
- User-friendly dashboard
Negative Reviews Focus On
- High entry costs for Instant Accounts
- Limited payment methods
- Reports of delayed payouts
Trust & Reliability
Instant Funding is reviewed by Propvator and verified as a reliable prop firm.
Propvator focuses on 8 main facets, which include: Longevity, Payouts, Team, Reviews, Professionalism, Reputation, Rules and Responsiveness.
As such, Instant Funding is a partner of Propvator, and we have discounts and best offers available for this prop firm.
Discounts
By purchasing your Instant Funding challenge from Propvator, you get access to the highest discount.
You also receive cashback on your purchase and a free account of the same size as your purchase once you make a payout. Click the button below to access the offer.